Aug 11
Various ideas
Have credit card balances show up in the “Underfunded” view so we can be reminded to set $ aside to pay off those debts.
Have Face ID or passcode for logging in.
Not a fan of the “Overfunded” view as I had to manually add my Savings account and based on the goal I set to reach by the end of the year, I am glad it’s Overfunded so I can hit that goal faster.
Since I just added all my accounts on 8/10/25, how long does it take for transactions to import? How far back will they be imported from?
Closed
Shara Thanks for the feedback and suggestions! Great idea on thinking of credit card debt as "Underfunded". I'll have to think about how this effects users who are in constant credit card debt. This might be annoying to see all the time even when regular categories are funded. I think the best solution here is to allow setting targets for credit card categories. You can add a Face ID requirement for any app by long-pressing on the app icon and selecting "Require Face ID". Does this work for you? If not, what's the use case that it doesn't solve? Thanks. Heard you on the "Overfunded". I get annoyed by that too. Let's see what I can do. Bit late to respond here. I'm sure you've received some transactions for your accounts since this post so you might already know the answer. In any case, know that accounts will only import from today onward. This is deliberate because of the nature of zero-based/envelope budgeting. If we imported 3-6-12 months of transactions, you would have to categorize all of them retrospectively. This is different than some other apps, like Monarch, where they import your previous year's transactions and you can categorize them if you want or not to no detriment to your budget. Thanks again for the feedback. Keep em coming and happy budgeting 🫡